Medicare Prescriptio Rip-Off...

One of the major problems that are afflicting our nation and that has drawn the attention of every person involved in the adminstration of governmental agencies is the problem of an aging and increasingly ill populace who cannot afford to take advantage of our wonderful modern health care system. They, rightly, point with pride to the great advances in medicine and the diseases that can be prevented with innoculations or cured by treatment and should make us the healthiest nation in the history of the world. However, quite the reverse is true as the costs of health care rise and its affordability for the poor and middle-class falls.

As the current administration and the like-minded of the Congressional majority attempt to convince us that they have our best interests at heart, their actions are nothing short of a travesty. In the interest of those poor and elderly who cannot afford to purchase sufficient prescription medication to maintain life and health, they have given us the new Medicare pharmacy plan. According to this plan, those who are already eligible for Medicaid will receive the same benefits they have now, with the exception that now they will have to find the money for larger co-payments in their meager food budget. The elderly and disabled poor will now have a "drug plan" whereby they will be forced to purchase medications insurance under a plan that is so complicated that even those who will have to work under it can't understand the rules sufficiently to educate the public about it. However, if we do not buy it by the deadline, we will be punished by higher premiums, the amount of which we do not yet know and which is not controlled by any government agancy. We are told that "most" will have to begin by paying about $35 per month but that the insurance companies may increase this amount at will.

Once you have finished the math to realize that you will gain little or no advantage from this "insurance" plan, you will face the task of deciding with which insurance company to purchase the plan. You may go on-line or call each company individually, but you need to know precisely what medications you will need because not all companies pay for all medicines. Most will pay for generics but, if for medical reasons you require a brand-name medicine, you may find that it isn't covered and you must pay for it yourself. This will require a good deal of prescience. If we don't know which diseases we may in future contract or which medication our doctor may prescribe, we may find ourselves in the same predicament. So we must become not only economic wizards, we must predict our own future illnesses and the medicines required to cure or control it. A sign of the times is that a query of an elder person regarding this "assistance" is usually met by a blank stare and an expression of puzzlement.

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Submitted by admin on Tue, 2005-10-25 17:00.